MORTGAGE RATES in British Columbia

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The province of British Columbia is booming, and every city has its own advantages. Wherever you go, you will run into natural beauty thanks to the mountain ranges and even an ocean view in certain cities. It’s no surprise that British Columbia is both popular and desirable, and if this is where you want to live, Benevolent Bancorp can provide you with the best mortgage rates.

Our brokers are very knowledgeable, so they will provide you with the lowest rates possible. We are constantly studying all of the new trends to help clients purchase their dream home, and we will do whatever it takes to provide you with the best rates so that you can buy your dream property anywhere in British Columbia.

Whether you are interested in Vancouver or Surrey, we will provide you with the best mortgage rate, so do not hesitate to contact our team. We will work with you and will help you compare different options and costs so that you can make an informed decision and see that our rates are the most competitive in the market. We want all of our clients to feel comfortable, so we will explain every detail and will find you the right solution and rates based on your needs. Buying a home is very exciting, and together, we can turn this dream into a reality.

Whatever your situation may be, we will provide you with a mortgage and will work with clients regardless of their credit score. Whether you have good credit or poor credit, we will find you a solution and will do whatever it takes to find you your ideal rate.

If you are looking for the lowest mortgage rates on the market, we can help, so if you want to work with reputable and friendly brokers in British Columbia, contact us today!

Residential High Ratio Mortgage Rates
5 Year Variable High Ratio & Insurable Purchase to 95%1.25
5 Year Fixed High Ratio & Insurable Purchase to 95%3.54
5 Year Fixed Conventional uninsurable  80%3.99
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Alternative Lending Rates: Bank Turn-down because of income and or credit issues or because you are self-employed? Not a problem. ‘B’ banks offer very competitive rates that you can live with; fix your credit or income situation and then after a year or two get qualified for a conventional mortgage.

Rates for the first mortgage for Alternative Lending are slightly higher than the conventioanl mortgage rates. 

Self-Employed Borrowers
Self-employed borrowers can qualify with just six months of bank statements to verify cash flow. Purchase, Refinance, First Mortgage, Second Mortgage, and Home Equity Line of Credit in the First or Second Position. Call us for a no obligation rate quote and approval.

Home Equity Line of Credit with No Income Verification also available.

Private Mortgage Rates
Private Mortgages are equity-based so you must have sufficient lendable equity in your home.

Good or Bad Credit.

No Income Verification.

Rates are based on loan to value ratio. The lower the loan to value ratio, the lower the rate. Call us now for instant approval and funding in 5 days.

Private First Mortgage starting at 4.89%

Private Second Mortgage starting at 6.95% 

Call or email us for a customized rate quote with no obligation.

Rates are subject to change without notice. Conditions 

You can also fill out our short Contact US form or contact us via our phone: 604-503-9808 or email:

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