Lowdown on Mortgage rates

How many consumers know what does Annual percentage (APR) means?  It is funny when people search for a mortgage, whether it is for a purchase money mortgage, refinance, second mortgage, personal or installment loan, auto loan, etc., they are focused on the rate only. All lenders disclose interest rate, monthly payment, terms, late charges, penalties, […]


A person holding a model house on top of money.

If you are in the market for a mortgage for purchase, refinance, switch, second mortgage or a home equity line of credit, then the first thing you need to do is to find a good mortgage broker in Surrey.  Most people just call one mortgage broker and then just apply with that mortgage broker. It […]

What You Need To Know About A First-Time Homebuyer Mortgage


Buying your first home is very exciting and because it is such a big investment, it is important that you are aware of every detail surrounding the purchase. This is a very big financial decision and there is a lot to consider, including a deposit, a mortgage, and the monthly payments, which you need to […]

What Can a Mortgage Broker Do That My Bank Can’t?

Mortgage Broker vs Bank Blog Image

When it comes to a mortgage, most people turn to traditional banks but it is important to know that this is not your only option. Banks have strict criteria and not everyone will be approved for a mortgage, so there is a chance that your mortgage application can be declined. If you want to explore […]


Mortgage Surrey Blog image

So, you have decided to either purchase your dream home or refinance your existing mortgage or take out a second mortgage. In either case, if you just take the following three steps, you will make the mortgage approval process easy for yourself and your mortgage broker. Your Mortgage Broker in Surrey will appreciate your preparedness.  […]

Comparing A Home Equity Loan Vs. A Home Equity Line Of Credit (HELOC)

A beautiful home with a driveway and trees.

Using a home equity loan or a home equity line of credit will allow you to access your equity in cash but it is important to understand the advantages and disadvantages of each so that you select the option that is best for you. Knowing the pros and cons is a must because you will […]

5 Smart Ways to Use a Home Equity Line of Credit in Surrey

A home with a garage and a driveway.

A home equity line of credit allows you to borrow money against your home, and while this is a great way of tapping into the value of your home, you do have to be cautious about your spending. You could use the money to go on a fancy vacation or to buy the latest electronics […]